Best Personal Loan in India – July 2025 Guide

 Agar aapko emergency mein paise ki zarurat hai – shaadi, medical, education ya kisi bhi personal kaam ke liye – toh personal loan ek best option hota hai. Is article mein hum India ke top personal loan providers ke baare mein batayenge, unke interest rate, eligibility aur apply karne ka process bhi.

👉Top 5 Personal Loans in India (2025):

Bank/NBFC Interest Rate (per annum) Loan Amount Tenure

1. HDFC Bank 10.50% – 21.00% ₹50,000 – ₹40L 12–60 months

2. SBI 10.75% – 13.50% ₹25,000 – ₹20L Up to 72 months

3. ICICI Bank 10.50% – 16.00% ₹50,000 – ₹25L Up to 60 months

4. Bajaj Finserv 11.00% – 24.00% ₹30,000 – ₹25L 12–84 months

5. Axis Bank 10.49% – 22.00% ₹50,000 – ₹25L Up to 60 months

--Eligibility Criteria (General):

Age: 21 to 60 years

Minimum monthly income: ₹15,000 – ₹25,000

Employment: Salaried or Self-employed

CIBIL Score: 700+

---Documents Required:

Aadhaar card / PAN card

Salary slips (last 3 months)

Bank statement (last 6 months)

Passport size photo

---How to Apply Online:

1. Visit the bank/NBFC official website

2. Fill online application form

3. Upload documents

4. Wait for verification & approval

5. Loan disbursed in 1–3 days

--Conclusion:

Aaj ke digital zamane mein personal loan lena bahut easy ho gaya hai. Agar aap eligible hain, toh bina kisi paper hassle ke aap ghar baithe apply kar sakte hain. Hamesha interest rate aur charges check karke hi loan lein.--